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11:13 pm
August 23, 2010
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Andre
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| Member | posts 3 | |
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I am currently repairing my score. When I pulled it in August of 2008, it was 590. I am paying off my cards, do not seek new credit, and the score has improved to 690 (Experian).
Is it true that one should not close accounts but simply not use them anymore until they are no longer reported to the credit bureaus by the credit card issuers?
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8:25 am
August 24, 2010
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sholing
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| Member | posts 21 | |
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If you are not closed your account means definetly they will not do anything with your credit score,If you apply for new credit card, you will get previous credit score also.
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9:27 am
August 24, 2010
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rockin
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| Member | posts 7 | |
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First of all congratulations man,that was amazing it increased to 690 points niice to hear,my points are low i too want to increase,thanks for sharing.
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10:17 am
August 24, 2010
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vino
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| Member | posts 6 | |
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I faced the same situation before,i have cleared my loans in the correct time,so i got 1000 points,keep up the good work.
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10:34 am
August 24, 2010
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satu
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| Member | posts 9 | |
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You need to be loyal with yourbank,that itself enough to give million points.so do that and get satisfied by yourself.
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11:16 am
August 24, 2010
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ann
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| Member | posts 10 | |
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Oh how it is possible get so much point,any way congratulations for the point you have earned.
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11:45 am
August 24, 2010
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bin
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| Member | posts 12 | |
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Hey i faced the same situation where i got 1000 points at that time,i dont know why, can any one help me out?even i was confusing,i cleared all loans in the specified time….
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12:17 pm
August 24, 2010
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cam
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| Member | posts 13 | |
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t times they will do like that,but most times they will not carry forward your points,because you are changing your card so how is that possible?
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12:53 pm
August 24, 2010
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winu
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| Member | posts 13 | |
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Nice to hear such words from you,if all banks gives or carry forward our credit score means it will be nice guys.
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1:30 pm
August 24, 2010
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zylo
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| Member | posts 13 | |
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a credit score is a numerical expression based on a statistical analysis of a person's credit files,that is why you got good score
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1:32 pm
August 24, 2010
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lilbit4
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| Member | posts 19 | |
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I used to have wonderful credit score until I got married and had kids. I had to stay home and then later work from home so now I am trying to improve my credit score. I don't even want to know what it was a year ago. ANY suggestions.
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1:55 pm
August 24, 2010
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villa
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| Member | posts 17 | |
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you should have clear credit files like previous loans are supposed to be cleared within the grace period,if so you will get good score points.
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2:18 pm
August 24, 2010
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sholing
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| Member | posts 21 | |
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Ya accept with you,your reports are good then obviously they will increase your score.
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2:08 pm
August 30, 2010
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gymrat7
| | US | |
| Member | posts 15 | |
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Well, there are many ways to increase your credit score but the old fashion way is to pay off debt in the appropriate time frame. Making sure you are not late and if there are any issues you should call the credit card company and not allow fees to pile up, get delinquent, or ignore them all together.
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