Credit Cards

Delta Skymiles Reserve Credit Card (American Express)

Best feature	Complimentary Delta Skyclub^{TM access}, first-class companion ticket
Intro APR	N/A
Intro APR period	N/A
Regular APR	14.5%
Balance Transfer	Yes: Either $5 or 3% of the amount of each transfer, whichever is greater.
Annual Fee	$450
Credit Needed	Excellent

Earn up to 10,000 Medallion^Â® Qualification Miles (MQMs) after your first purchase
Unparalleled Built-in Miles Boost^SMâ€” earn up to 30,000 MQMs and 30,000 bonus miles
Keep or gift these earned MQMs to friends or family members
Complimentary Delta Skyclub^TM access for you and two guests
Free* annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket
Access to American Express^Â® Concierge Servicesâ€” consultants are available 24 hours a day
Pay with Milesâ€” pay for all or part of any Delta flight with your miles
Get a free checked bag on every Delta flight – that’s up to $50 in savings on a round-trip.

Best feature	Delta Skymiles, free companion ticket
Intro APR	N/A
Intro APR period	N/A
Regular APR	14.5%
Balance Transfer	Yes
Annual Fee	No annual fee first year, $95 thereafter
Credit Needed	Excellent

Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.